In most states, auto liability insurance is required – it’s a two-fold plan covering bodily injury and property damage. They are both legally required even though they are separate. So, what does liability coverage pay for?
Liability insurance covers the expenses from injuries to other people or property damage if you, the Middletown driver, are at fault. Let’s take a closer look at the auto liability insurance definition and coverage, so you know how you and your Ford vehicle are protected.
Bodily injury and property damage fall under the umbrella of liability coverage, but each may have their own set limits. There are minimum limits set by the state, so you choose the number you’re comfortable with. What does liability coverage pay for? Check out the details here:
This coverage is not for the driver at fault, but for the victim in an accident. It’s important that you set proper limits on your liability coverage that align with how much you’re able to offer.
When you’re chatting with your Hazlet agent and setting up your plan, you’ll have to discuss coverage limits. These limits can be split, or housed as a single limit. This is how it:
When you buy a new or used vehicle, it’s important to understand the proper financing and auto insurance options for your budget. Confirm that you are following state guidelines, but also select the coverage that’s appropriate for your needs. If you still have questions, please don’t hesitate to contact us or visit us in Keyport. You can also check out our other helpful tips from the finance center.
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